{"id":249,"date":"2026-01-13T20:07:06","date_gmt":"2026-01-14T02:07:06","guid":{"rendered":"https:\/\/benehubs.com\/swhd\/?page_id=249"},"modified":"2026-03-13T18:57:17","modified_gmt":"2026-03-13T23:57:17","slug":"2026-benefits","status":"publish","type":"page","link":"https:\/\/benehubs.com\/swhd\/","title":{"rendered":"2026 Benefits"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;gcid-heading-color&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#ffffff 0%|#ffffff 0%|#ffffff 67%|#738F2A 67%|#738F2A 100%&#8221; custom_padding_tablet=&#8221;0px||0px||false|false&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{%22gcid-heading-color%22:%91%22background_color%22%93}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider show_divider=&#8221;off&#8221; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; height=&#8221;50px&#8221; custom_padding=&#8221;0px||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_image src=&#8221;https:\/\/benehubs.com\/swhd\/wp-content\/uploads\/sites\/17\/2024\/09\/SWHD_Logo_4C-300px.jpg&#8221; title_text=&#8221;SWHD_Logo_4C-300px&#8221; show_bottom_space=&#8221;off&#8221; admin_label=&#8221;Logo&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;300px&#8221; custom_margin=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_divider show_divider=&#8221;off&#8221; disabled_on=&#8221;off|on|off&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; height=&#8221;30px&#8221; custom_margin=&#8221;-3px|||||&#8221; custom_padding=&#8221;0px||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text admin_label=&#8221;Heading Text&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Libre Baskerville||||||||&#8221; header_text_color=&#8221;#62194A&#8221; header_font_size=&#8221;3.5rem&#8221; header_line_height=&#8221;2rem&#8221; header_2_font=&#8221;Noto Sans|500|||||||&#8221; header_2_text_color=&#8221;#58555A&#8221; header_2_font_size=&#8221;2rem&#8221; header_2_line_height=&#8221;2rem&#8221; custom_padding=&#8221;1px|||||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>2026<\/h1>\n<h2>Employee Benefits<\/h2>\n<p>Benefit Plans Effective January 1\u2013December 31, 2026<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/benehubs.com\/swhd\/wp-content\/uploads\/sites\/17\/2024\/05\/008-1920-800&#215;800.jpg&#8221; title_text=&#8221;Asian Chinese family having great time at the resort hotel&#8221; disabled_on=&#8221;on|off|off&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; max_width_tablet=&#8221;300px&#8221; max_width_phone=&#8221;300px&#8221; max_width_last_edited=&#8221;on|tablet&#8221; custom_margin_tablet=&#8221;-130px||||false|false&#8221; custom_margin_phone=&#8221;-130px||||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; module_alignment_tablet=&#8221;right&#8221; module_alignment_phone=&#8221;right&#8221; module_alignment_last_edited=&#8221;on|tablet&#8221; custom_css_free_form=&#8221;selector .et_pb_image_wrap {|| outline-style: solid;|| outline-width: 2px;|| outline-color: #FCB441;|| outline-offset: 12px;||}&#8221; border_radii=&#8221;on|500px|500px|500px|500px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||||false|false&#8221; custom_padding_tablet=&#8221;20px||||false|false&#8221; custom_padding_phone=&#8221;20px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Welcome to Your Benefits&#8221; admin_label=&#8221;Welcome to your Benefits&#8221; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h1&#8243; header_font_size=&#8221;2rem&#8221; background_layout=&#8221;dark&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#EEEEEF&#8221; custom_margin=&#8221;||0px|||&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;0px||0px||false|false&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; sticky_position=&#8221;top&#8221; border_color_top=&#8221;#62194A&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;3_5,2_5&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;10px||5px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_css_free_form=&#8221;selector {margin-bottom: 0px;}&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_menu dropdown_menu_line_color=&#8221;#BB6F52&#8243; dropdown_menu_text_color=&#8221;#000000&#8243; dropdown_menu_active_link_color=&#8221;#BB6F52&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; menu_text_color=&#8221;#000000&#8243; background_enable_color=&#8221;off&#8221; custom_css_free_form=&#8221;selector .et_pb_menu_page_id-51 {background-color: #ffffff; padding: 10px 20px;}&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_menu][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_sidebar orientation=&#8221;right&#8221; area=&#8221;et_pb_widget_area_1&#8243; show_border=&#8221;off&#8221; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;Translation Sidebar&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_sidebar][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; module_id=&#8221;oe&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;0px||0px||false|false&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;3_5,2_5&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;30px||30px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; body_font_size=&#8221;1.25em&#8221; body_line_height=&#8221;1.75em&#8221; global_colors_info=&#8221;{}&#8221;]Southwest Human Development is an agency founded in caring. We recognize that what makes us thrive is our team. That&#8217;s why we&#8217;ve put together a benefits package that values your and your family&#8217;s total health.<\/p>\n<p>We have handpicked benefits we believe will strengthen your physical, emotional, and financial wellbeing. This website provides detailed information to help you choose the plans that fit your personal situation.<br \/>\n[\/et_pb_blurb][et_pb_blurb title=&#8221;Eligibility&#8221; admin_label=&#8221;Eligibility&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h1&#8243; header_letter_spacing=&#8221;-1px&#8221; custom_padding=&#8221;2px|||||&#8221; global_colors_info=&#8221;{}&#8221;]If you are scheduled to work at least 30 hours per week, you are eligible for benefits on your date of hire.<\/p>\n<p>As you become eligible for benefits, so do your eligible dependents. In general, eligible dependents include:<\/p>\n<ul>\n<li><strong>Your spouse or partner:<\/strong> This includes your legal spouse or domestic partner.<\/li>\n<li><strong>Your child(ren):<\/strong> This includes your children to age 26, regardless of student, marital, or tax-dependent status (including a stepchild, legally-adopted child, a child placed with you for adoption, or a child for whom you are the legal guardian), as well as children of any age who are physically or mentally unable to care for themselves.<\/li>\n<\/ul>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;New Hire Presentation&#8221; image=&#8221;https:\/\/benehubs.com\/swhd\/wp-content\/uploads\/sites\/17\/2025\/01\/NH-PPT-QR-CODE-300&#215;300.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;100px&#8221; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;New Hire Presentation&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_line_height=&#8221;1.2em&#8221; background_color=&#8221;#EEEEEF&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;20px|20px|20px|20px|false|false&#8221; animation=&#8221;off&#8221; border_width_bottom=&#8221;3px&#8221; border_color_bottom=&#8221;#FCB441&#8243; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]Learn more about the benefits offered to you in 2025 by viewing the <a href=\"https:\/\/www.brainshark.com\/1\/player\/locktonwest?pi=zImz18vheYznx65z0&amp;r3f1=&amp;fb=0\" target=\"_blank\" rel=\"noopener\">New Hire Presentation<\/a> to the right or by scanning this QR code.<br \/>\n[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#62194A&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;90deg&#8221; background_color_gradient_stops=&#8221;#ffffff 30%|#62194A 30%|#62194A 90%|#ffffff 90%&#8221; custom_padding=&#8221;30px||30px||false|false&#8221; background_last_edited=&#8221;on|desktop&#8221; background_enable_color_tablet=&#8221;off&#8221; use_background_color_gradient_tablet=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div><!-- [et_pb_line_break_holder] --> <iframe loading=\"lazy\" class=\"embed-player\" style=\"border: 1px solid #999999;\" src=\"https:\/\/www.brainshark.com\/1\/player\/locktonwest?pi=zHWzCMEGyzsIvBz0&#038;r3f1=9FA5DB888489D1C393C2A2CC97809585C2D1D7E3D89386918D9ED3C0B9819D9095898992CDA2C2D3&#038;pause=1&#038;nrs=1\" width=\"440\" height=\"350\" frameborder=\"0\" scrolling=\"no\" allowfullscreen=\"allowfullscreen\"><!-- [et_pb_line_break_holder] -->  <\/iframe><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->[\/et_pb_code][et_pb_blurb title=&#8221;This year\u2019s enrollment will be an active enrollment&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf12a;||fa||900&#8243; icon_color=&#8221;#62194A&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;3em&#8221; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;This year\u2019s enrollment will be an active enrollment&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_line_height=&#8221;1.2em&#8221; background_color=&#8221;#EEEEEF&#8221; custom_margin=&#8221;||37px|||&#8221; custom_padding=&#8221;20px|20px|20px|20px|false|false&#8221; animation=&#8221;off&#8221; border_width_bottom=&#8221;3px&#8221; border_color_bottom=&#8221;#FCB441&#8243; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<strong>Your current benefits will NOT automatically carry over into 2026!<\/strong><br \/>\nIf you wish to maintain coverage in 2026, you MUST make your elections in UKG at <strong><a href=\"https:\/\/swhd.ultipro.com\" target=\"_blank\" rel=\"noopener\">swhd.ultipro.com<\/a><\/strong> by November 14, 2025.<br \/>\n[\/et_pb_blurb][et_pb_blurb title=&#8221;This year\u2019s enrollment will be a passive enrollment&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#xf129;||fa||900&#8243; icon_color=&#8221;#62194A&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;3em&#8221; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;This year\u2019s enrollment will be a passive enrollment&#8221; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_line_height=&#8221;1.2em&#8221; background_color=&#8221;#EEEEEF&#8221; custom_margin=&#8221;||37px|||&#8221; custom_padding=&#8221;20px|20px|20px|20px|false|false&#8221; animation=&#8221;off&#8221; border_width_bottom=&#8221;3px&#8221; border_color_bottom=&#8221;#FCB441&#8243; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<strong>If you do not submit new elections, your current benefits will automatically carry over to the new plan year.<\/strong> The only exceptions are health savings accounts (HSA) and flexible spending accounts (FSA), which must be elected every year.<br \/>\n[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; make_equal=&#8221;on&#8221; specialty=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; module_id=&#8221;enroll&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#62194A&#8221; custom_padding_tablet=&#8221;0px||0px||false|false&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; custom_css_free_form=&#8221;selector .et_pb_column_1_4 {background: #EEEEEF; padding: 20px;}&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;Guide to Your Benefits&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h1&#8243; custom_margin=&#8221;||5px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_blurb url=&#8221;https:\/\/benehubs.com\/swhd\/wp-admin\/admin-ajax.php?juwpfisadmin=false&#038;action=wpfd&#038;task=file.download&#038;wpfd_category_id=12&#038;wpfd_file_id=132&#038;token=2bded43c1ab9212ac35717ccf6d7dcd9&#038;preview=1&#8243; url_new_window=&#8221;on&#8221; image=&#8221;https:\/\/benehubs.com\/swhd\/wp-content\/uploads\/sites\/17\/2025\/10\/2026-guide-cover.png&#8221; image_icon_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||25px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]The information inside this guide can help you review your health coverage options, check out tax savings opportunities, and learn about voluntary benefit offerings.<br \/>\n[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;3_4&#8243; specialty_columns=&#8221;3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;3_4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Enrollment&#8221; admin_label=&#8221;Enrollment&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h1&#8243; header_text_color=&#8221;#FFFFFF&#8221; background_layout=&#8221;dark&#8221; global_colors_info=&#8221;{}&#8221;]You can only sign up for benefits or change your benefits at the following times:<\/p>\n<ul>\n<li>Within 30 days of joining Southwest Human Development as a new employee.<\/li>\n<li>During the annual benefits enrollment period.<\/li>\n<li>Within 30 days of a qualifying life event.<\/li>\n<\/ul>\n<p>The choices you make at this time will remain in place through December 31, 2026, unless you experience a qualifying life event. If you do not sign up for benefits during your initial eligibility period, you will not be able to elect coverage until the next open enrollment period.<br \/>\n[\/et_pb_blurb][et_pb_blurb title=&#8221;Important Dates&#8221; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;Important Dates&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h1&#8243; header_text_color=&#8221;#FFFFFF&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]\n<table id=\"tablepress-1\" class=\"tablepress tablepress-id-1 tbp-schedule highlight2 highlight4 highlight8 highlight6 highlight10 tbody-has-connected-cells\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Date<\/th><th class=\"column-2\">Time<\/th><th class=\"column-3\">Location<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td colspan=\"3\" class=\"column-1\">Virtual: BCBS &amp; Prosano<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Tuesday, November 4<\/td><td class=\"column-2\">12:00 p.m.<\/td><td class=\"column-3\">Teams Meeting <br \/>\nMeeting ID: 267 492 917 788<br \/>\nPasscode: 9su3NZ38<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td colspan=\"3\" class=\"column-1\">Virtual: Unum Pet Insurance<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">Wednesday, November 5<\/td><td class=\"column-2\">12:00 p.m.<\/td><td class=\"column-3\">Teams Meeting<br \/>\nMeeting ID: 212 818 455 892 8 <br \/>\nPasscode: RU26E3YZ<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td colspan=\"3\" class=\"column-1\">Virtual: Lockton<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\">Thursday, November 6<\/td><td class=\"column-2\">12:00 p.m.<\/td><td class=\"column-3\">Teams Meeting<br \/>\nMeeting ID: 239 067 567 777 5<br \/>\nPasscode: Db26Dj2Z<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td colspan=\"3\" class=\"column-1\">In Person: BCBS &amp; Prosano<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\">Wednesday, November 12<\/td><td class=\"column-2\">11:45 a.m.<\/td><td class=\"column-3\">Main Office, Conference Room C<\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td colspan=\"3\" class=\"column-1\">Open Enrollment Ends<\/td>\n<\/tr>\n<tr class=\"row-11\">\n\t<td class=\"column-1\">Friday, November 14<\/td><td colspan=\"2\" class=\"column-2\"><span style=\"color: red;\">This is the last day you can submit benefits for 2026 through UKG.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<br \/>\n[\/et_pb_blurb][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;3_4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_cta title=&#8221;Enroll Now&#8221; button_url=&#8221;https:\/\/swhd.ultipro.com&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Start Enrollment&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#738F2A&#8221; global_colors_info=&#8221;{}&#8221;]Ready to begin your online benefits enrollment?<br \/>\n[\/et_pb_cta][\/et_pb_column_inner][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;3_4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/benehubs.com\/swhd\/wp-content\/uploads\/sites\/17\/2024\/05\/011-1920-800&#215;800.jpg&#8221; title_text=&#8221;Multi racial family photos with adoptive son big hug&#8221; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_css_free_form=&#8221;selector .et_pb_image_wrap {|| outline-style: solid;|| outline-width: 2px;|| outline-color: #ffffff;|| outline-offset: 12px;||}&#8221; border_radii=&#8221;on|500px|500px|500px|500px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; module_id=&#8221;kwtg&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#EEEEEF&#8221; custom_padding_tablet=&#8221;0px||0px||false|false&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Know Where to Go for Medical Care&#8221; admin_label=&#8221;Know Where to Go for Medical Care&#8221; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h1&#8243; global_colors_info=&#8221;{}&#8221;]When facing an unexpected medical condition, you may think of going to the emergency room (ER) first. But this may not be your best option. At the ER, true emergencies are treated first, and other cases must wait\u2014sometimes for hours. And it will cost you more to get care than at your physician\u2019s office or an urgent care center.<\/p>\n<p>Here&#8217;s a good place to start: If you&#8217;re not sure where to go, call your primary care physician (PCP) first. Your PCP can help direct you to the best place to receive care based on the urgency of the medical problem. In the case of a true medical emergency, call 911.[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_6,1_6,1_6,1_6,1_6,1_6&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_css_free_form=&#8221;selector .et_pb_column {padding: 10px;}&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_6&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Prosano Plan&#8221; image=&#8221;https:\/\/benehubs.com\/swhd\/wp-content\/uploads\/sites\/17\/2024\/05\/kwtg-icon-02.png&#8221; admin_label=&#8221;Virtual Care&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;a9972f3e-4489-4ebf-a4cc-da52c751814f&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><\/h2>\n<h2><\/h2>\n<h2><\/h2>\n<h2><\/h2>\n<h2>$$$<\/h2>\n<ul>\n<li>Routine preventive care for ages 5+<\/li>\n<li>Sick care<\/li>\n<li>Behavioral health support<\/li>\n<li>Chronic condition management<\/li>\n<li>Labs<\/li>\n<li><span style=\"font-size: 14px;\"><span class=\"comment-text\">For employees enrolled in the BCBS Prosano PPO $1,000 plan<\/span>\u00a0ONLY<\/span><\/li>\n<\/ul>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_6&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Virtual Care&#8221; image=&#8221;https:\/\/benehubs.com\/swhd\/wp-content\/uploads\/sites\/17\/2024\/05\/kwtg-icon-01.png&#8221; admin_label=&#8221;Virtual Care&#8221; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;a9972f3e-4489-4ebf-a4cc-da52c751814f&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>24\/7\/365 via video or phone<\/h4>\n<h2><span style=\"color: #008000;\">$<\/span>$$<\/h2>\n<ul>\n<li>Acne<\/li>\n<li>Allergies<\/li>\n<li>Cold and flu<\/li>\n<li>Headache<\/li>\n<li>Nausea<\/li>\n<li>Rashes<\/li>\n<\/ul>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_6&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Health Clinic&#8221; image=&#8221;https:\/\/benehubs.com\/swhd\/wp-content\/uploads\/sites\/17\/2024\/05\/kwtg-icon-02.png&#8221; admin_label=&#8221;Virtual Care&#8221; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;a9972f3e-4489-4ebf-a4cc-da52c751814f&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Weekdays, sometimes weekends<\/h4>\n<h2><span style=\"color: #008000;\">$<\/span>$$<\/h2>\n<ul>\n<li>Common cold\/flu<\/li>\n<li>Rashes or skin conditions<\/li>\n<li>Sore throat, earache,<br \/>\nsinus pain<\/li>\n<li>Minor cuts or burns<\/li>\n<li>Pregnancy testing<\/li>\n<li>Vaccines<\/li>\n<\/ul>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_6&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Primary Care&#8221; image=&#8221;https:\/\/benehubs.com\/swhd\/wp-content\/uploads\/sites\/17\/2024\/05\/kwtg-icon-03.png&#8221; admin_label=&#8221;Virtual Care&#8221; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;a9972f3e-4489-4ebf-a4cc-da52c751814f&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Weekdays<\/h4>\n<h2><span style=\"color: #008000;\">$<\/span>$$<\/h2>\n<ul>\n<li>General health issues<\/li>\n<li>Preventive care<\/li>\n<li>Routine checkups<\/li>\n<li>Immunizations and screenings<\/li>\n<\/ul>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_6&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Urgent Care&#8221; image=&#8221;https:\/\/benehubs.com\/swhd\/wp-content\/uploads\/sites\/17\/2024\/05\/kwtg-icon-04.png&#8221; admin_label=&#8221;Virtual Care&#8221; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;a9972f3e-4489-4ebf-a4cc-da52c751814f&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Usually open every day and during the evening, including holidays<\/h4>\n<h2><span style=\"color: #008000;\">$$<\/span>$<\/h2>\n<ul>\n<li>Minor cuts, sprains, burns, rashes<\/li>\n<li>Fever and flu symptoms<\/li>\n<li>Headaches<\/li>\n<li>Chronic lower back pain<\/li>\n<li>Joint pain<\/li>\n<li>Minor respiratory symptoms<\/li>\n<li>Urinary tract infections<\/li>\n<\/ul>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_6&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Emergency Room&#8221; image=&#8221;https:\/\/benehubs.com\/swhd\/wp-content\/uploads\/sites\/17\/2024\/05\/kwtg-icon-05.png&#8221; admin_label=&#8221;Virtual Care&#8221; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;a9972f3e-4489-4ebf-a4cc-da52c751814f&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>24\/7\/365<\/h4>\n<h2><span style=\"color: #008000;\">$$$<\/span><\/h2>\n<ul>\n<li>Sudden numbness, weakness<\/li>\n<li>Uncontrolled bleeding<\/li>\n<li>Seizure or loss of consciousness<\/li>\n<li>Shortness of breath<\/li>\n<li>Chest pain<\/li>\n<li>Head injury\/major trauma<\/li>\n<li>Blurry or loss of vision<\/li>\n<li>Severe cuts or burns<\/li>\n<li>Overdose<\/li>\n<\/ul>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Questions&#8221; module_id=&#8221;questions&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#738F2A&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_cta title=&#8221;Question About Your Benefits?&#8221; url_new_window=&#8221;on&#8221; admin_label=&#8221;Call To Action &#8211; Contact the Benefits Concierge Center &#8230;&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#FFFFFF&#8221; use_background_color=&#8221;off&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#738F2A&#8221; custom_margin=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Contact the Benefits Concierge Center<br \/>Licensed Benefits counselors are ready to assist you!\u00a0 \u2022\u00a0 Hours: 9AM &#8211; 8PM (ET) Monday &#8211; Friday<\/p>\n<p>[\/et_pb_cta][et_pb_image src=&#8221;https:\/\/benehubs.com\/swhd\/wp-content\/uploads\/sites\/17\/2025\/10\/SWHD-Self-Register-Enrolify.png&#8221; title_text=&#8221;SWHD Self Register Enrolify&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;150px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; module_id=&#8221;docs&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;0px||0px||false|false&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Documents Window&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Important Documents<\/h1>\n<p><script type=\"text\/x-handlebars-template\" id=\"wpfd-template-tree-box\">    {{#with file}}    <div class=\"dropblock\">        <a href=\"javascript:void(0)\" class=\"wpfd-close\"><\/a>        <div class=\"filecontent\">            <div class=\"ext ext-{{ext}} wpfd-icon-set-svg\"><span class=\"txt\">{{ext}}<\/span><\/div><h3><a href=\"{{linkdownload}}\"  class=\"wpfd_downloadlink\" title=\"{{post_title}}\" target=\"{{#if remote_file}}_blank{{\/if}}\">{{{crop_title}}}<\/a><\/h3>            <div class=\"wpfd-extra\">                <div class=\"file-size\"><span>Size:<\/span> {{bytesToSize size}}<\/div>            <\/div>        <\/div>        <div class=\"extra-downloadlink\"><a class=\"downloadlink wpfd_downloadlink\"  href=\"{{linkdownload}}\" style=\"background-color:rgba(144, 161, 128, 1);color:#ffffff;\" target=\"{{#if remote_file}}_blank{{\/if}}\">Download<i class=\"zmdi zmdi-cloud-download wpfd-download\"><\/i><\/a>{{#if openpdflink}}<a class=\"openlink wpfdlightbox wpfd_previewlink\" href=\"{{openpdflink}}\" target=\"\">Preview                            <i class=\"zmdi zmdi-filter-center-focus wpfd-preview\"><\/i>                        <\/a>{{else}}{{#if viewerlink}}<a                            href=\"{{viewerlink}}\"                            class=\"openlink wpfdlightbox wpfd_previewlink\"                            target=\"\"                            data-id=\"{{ID}}\"                            data-catid=\"{{catid}}\"                            data-file-type=\"{{ext}}\">Preview<i class=\"zmdi zmdi-filter-center-focus wpfd-preview\"><\/i>                        <\/a>{{\/if}}{{\/if}}<\/div>    {{\/with}}<\/script>    <script type=\"text\/x-handlebars-template\" id=\"wpfd-template-tree-categories\">        {{#if categories}}        {{#each categories}}        <li class=\"directory collapsed\">            <a class=\"catlink\" href=\"#\" data-idcat=\"{{termID}}\">                <div class=\"icon-open-close\" data-id=\"{{termID}}\"><\/div>                <i class=\"zmdi zmdi-folder wpfd-folder\"><\/i>                <span>{{name}}<\/span>            <\/a>        <\/li>        {{\/each}}        {{\/if}}    <\/script><script type=\"text\/x-handlebars-template\" id=\"wpfd-template-tree-files\">    {{#if files}}    {{#each files}}    <li class=\"ext {{ext}}\">                    <i class=\"wpfd-file ext ext-{{ext}} wpfd-icon-set-svg\"><\/i>                                    <a class=\"wpfd-file-link\" data-category_id=\"{{catid}}\" href=\"#\" data-id=\"{{ID}}\"               title=\"{{post_title}}\">{{{crop_title}}}<\/a>            <\/li>    {{\/each}}    <\/div>    {{\/if}}<\/script><div class=\"wpfd-content wpfd-content-tree wpfd-content-multi\" data-category=\"8\"             style=\"background-color: rgba(255, 255, 255, 0)\"><input type=\"hidden\" id=\"current_category_8\" value=\"8\" \/>                    <input type=\"hidden\" id=\"current_category_slug_8\" value=\"important-documents\" \/>                    <input type=\"hidden\" id=\"current_ordering_8\" value=\"title\" \/>                    <input type=\"hidden\" id=\"current_ordering_direction_8\" value=\"asc\" \/>                    <input type=\"hidden\" id=\"page_limit_8\" value=\"10\" \/><input type=\"hidden\" id=\"wpfd_display_empty_category_message\" value=\"0\" \/><input type=\"hidden\" id=\"wpfd_empty_category_message_val\" value=\"This file category has no files to display\" \/><input type=\"hidden\" id=\"wpfd_display_empty_folder\" value=\"1\" \/><input type=\"hidden\" id=\"wpfd_is_empty_subcategories\" value=\"1\" \/><input type=\"hidden\" id=\"wpfd_is_empty_files\" value=\"1\" \/><input type=\"hidden\" id=\"wpfd_root_category_id\" class=\"wpfd_root_category_id\" value=\"8\" \/><input type=\"hidden\" id=\"wpfd_root_category_theme\" class=\"wpfd_root_category_theme\" value=\"tree\" \/><input type=\"hidden\" id=\"wpfd_root_category_clone_theme_type\" class=\"wpfd_root_category_clone_theme_type\" value=\"none\" \/><input type=\"hidden\" id=\"wpfd_root_category_type\" class=\"wpfd_root_category_type\" value=\"8\" \/><ul class=\"breadcrumbs wpfd-breadcrumbs-tree head-category-tree\">                            <li class=\"active\">Important Documents<\/li>                        <\/ul><ul class=\"wpfd-tree-categories-files\">                        <li class=\"directory collapsed\">                <a class=\"catlink\" href=\"#\" data-idcat=\"9\">                    <div class=\"icon-open-close\" data-id=\"9\"><\/div>                    <i class=\"zmdi zmdi-folder wpfd-folder\"><\/i>                    <span>Medical<\/span>                <\/a>            <\/li>                    <li class=\"directory collapsed\">                <a class=\"catlink\" href=\"#\" data-idcat=\"10\">                    <div class=\"icon-open-close\" data-id=\"10\"><\/div>                    <i class=\"zmdi zmdi-folder wpfd-folder\"><\/i>                    <span>Dental<\/span>                <\/a>            <\/li>                    <li class=\"directory collapsed\">                <a class=\"catlink\" href=\"#\" data-idcat=\"11\">                    <div class=\"icon-open-close\" data-id=\"11\"><\/div>                    <i class=\"zmdi zmdi-folder wpfd-folder\"><\/i>                    <span>Vision<\/span>                <\/a>            <\/li>                    <li class=\"directory collapsed\">                <a class=\"catlink\" href=\"#\" data-idcat=\"18\">                    <div class=\"icon-open-close\" data-id=\"18\"><\/div>                    <i class=\"zmdi zmdi-folder wpfd-folder\"><\/i>                    <span>Supplemental Medical<\/span>                <\/a>            <\/li>                    <li class=\"directory collapsed\">                <a class=\"catlink\" href=\"#\" data-idcat=\"19\">                    <div class=\"icon-open-close\" data-id=\"19\"><\/div>                    <i class=\"zmdi zmdi-folder wpfd-folder\"><\/i>                    <span>Health Savings Account<\/span>                <\/a>            <\/li>                    <li class=\"directory collapsed\">                <a class=\"catlink\" href=\"#\" data-idcat=\"20\">                    <div class=\"icon-open-close\" data-id=\"20\"><\/div>                    <i class=\"zmdi zmdi-folder wpfd-folder\"><\/i>                    <span>Flexible Spending Accounts<\/span>                <\/a>            <\/li>                    <li class=\"directory collapsed\">                <a class=\"catlink\" href=\"#\" data-idcat=\"21\">                    <div class=\"icon-open-close\" data-id=\"21\"><\/div>                    <i class=\"zmdi zmdi-folder wpfd-folder\"><\/i>                    <span>Health Advocate<\/span>                <\/a>            <\/li>                    <li class=\"directory collapsed\">                <a class=\"catlink\" href=\"#\" data-idcat=\"17\">                    <div class=\"icon-open-close\" data-id=\"17\"><\/div>                    <i class=\"zmdi zmdi-folder wpfd-folder\"><\/i>                    <span>Additional Benefits<\/span>                <\/a>            <\/li>                    <li class=\"directory collapsed\">                <a class=\"catlink\" href=\"#\" data-idcat=\"15\">                    <div class=\"icon-open-close\" data-id=\"15\"><\/div>                    <i class=\"zmdi zmdi-folder wpfd-folder\"><\/i>                    <span>Life and AD&amp;D<\/span>                <\/a>            <\/li>                    <li class=\"directory collapsed\">                <a class=\"catlink\" href=\"#\" data-idcat=\"22\">                    <div class=\"icon-open-close\" data-id=\"22\"><\/div>                    <i class=\"zmdi zmdi-folder wpfd-folder\"><\/i>                    <span>Employee Assistance<\/span>                <\/a>            <\/li>                    <li class=\"directory collapsed\">                <a class=\"catlink\" href=\"#\" data-idcat=\"16\">                    <div class=\"icon-open-close\" data-id=\"16\"><\/div>                    <i class=\"zmdi zmdi-folder wpfd-folder\"><\/i>                    <span>Disability<\/span>                <\/a>            <\/li>                    <li class=\"directory collapsed\">                <a class=\"catlink\" href=\"#\" data-idcat=\"14\">                    <div class=\"icon-open-close\" data-id=\"14\"><\/div>                    <i class=\"zmdi zmdi-folder wpfd-folder\"><\/i>                    <span>Retirement<\/span>                <\/a>            <\/li>                    <li class=\"directory collapsed\">                <a class=\"catlink\" href=\"#\" data-idcat=\"24\">                    <div class=\"icon-open-close\" data-id=\"24\"><\/div>                    <i class=\"zmdi zmdi-folder wpfd-folder\"><\/i>                    <span>ID Theft<\/span>                <\/a>            <\/li>                    <li class=\"directory collapsed\">                <a class=\"catlink\" href=\"#\" data-idcat=\"13\">                    <div class=\"icon-open-close\" data-id=\"13\"><\/div>                    <i class=\"zmdi zmdi-folder wpfd-folder\"><\/i>                    <span>Legal Notices<\/span>                <\/a>            <\/li>                    <li class=\"directory collapsed\">                <a class=\"catlink\" href=\"#\" data-idcat=\"26\">                    <div class=\"icon-open-close\" data-id=\"26\"><\/div>                    <i class=\"zmdi zmdi-folder wpfd-folder\"><\/i>                    <span>Pet Insurance<\/span>                <\/a>            <\/li>                    <li class=\"directory collapsed\">                <a class=\"catlink\" href=\"#\" data-idcat=\"12\">                    <div class=\"icon-open-close\" data-id=\"12\"><\/div>                    <i class=\"zmdi zmdi-folder wpfd-folder\"><\/i>                    <span>Benefits Guide<\/span>                <\/a>            <\/li>                <\/ul><\/div><br \/>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/benehubs.com\/swhd\/wp-content\/uploads\/sites\/17\/2024\/05\/005-1920-800&#215;800.jpg&#8221; title_text=&#8221;Baby boy kissing father lying on blanket at home&#8221; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_css_free_form=&#8221;selector .et_pb_image_wrap {|| outline-style: solid;|| outline-width: 2px;|| outline-color: #4C5866;|| outline-offset: 12px;||}&#8221; border_radii=&#8221;on|500px|500px|500px|500px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; module_id=&#8221;faq&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#EEEEEF&#8221; custom_padding_tablet=&#8221;0px||0px||false|false&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Frequently Asked Questions&#8221; admin_label=&#8221;Frequently Asked Questions&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h1&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][et_pb_toggle title=&#8221;Can I Change My Benefits During the Year?&#8221; admin_label=&#8221;Can I Change My Benefits During the Year?&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h4&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]Due to IRS regulations, once you have made your elections for the 2026 plan year, you cannot change your benefits until the next annual open enrollment period. The only exception is if you experience a qualifying life event. Election changes must be consistent with your life event.<\/p>\n<h4 style=\"padding-top: 25px;\">Qualifying life events include, but are not limited to:<\/h4>\n<ul>\n<li>Birth or adoption of an eligible child.<\/li>\n<li>Marriage, divorce, or legal separation.<\/li>\n<li>Spouse\u2019s work status changed affecting their benefits.<\/li>\n<li>Death of your spouse or covered child.<\/li>\n<li>Child\u2019s eligibility for benefits changed.<\/li>\n<li>Qualified Medical Child Support Order.<\/li>\n<\/ul>\n<p>To request a benefits change, please contact a benefits counselor using the QR code above or update directly through UKG within 30 days of the qualifying life event. Change requests submitted after 30 days cannot be accepted. You may need to provide proof of the event, such as a marriage license or birth certificate.[\/et_pb_toggle][et_pb_toggle title=&#8221;How Can I Save Money with Tax-Free Accounts (FSAs and HSAs)?&#8221; admin_label=&#8221;How Can I Save Money with Tax-Free Accounts (FSAs and HSAs)?&#8221; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h4&#8243; global_colors_info=&#8221;{}&#8221;]Flexible spending accounts (FSAs) and health savings accounts (HSAs) let you set aside money before taxes for health care expenses making your dollars go further.<\/p>\n<h4 style=\"padding-top: 25px;\">For 2026, the contribution limits are:<\/h4>\n<ul>\n<li>Health Care FSA: $3,400<\/li>\n<li>Dependent Care FSA: $7,500<\/li>\n<li>HSA for Individuals: $4,400<\/li>\n<li>HSA for Families: $8,750<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;View Full FAQ&#8221; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;How Can I Save Money with Tax-Free Accounts (FSAs and HSAs)?&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h4&#8243; link_option_url=&#8221;#&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_toggle][et_pb_toggle title=&#8221;What is a Qualifying Life Event (QLE)?&#8221; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;What is a Qualifying Life Event (QLE)?&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h4&#8243; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]A Qualifying Life Event is a change in your situation \u2014 like getting married, having a baby, or losing health coverage \u2014 that can make you eligible for a Special Enrollment Period, allowing you to enroll in health insurance outside the yearly Open Enrollment Period.<\/p>\n<p>There are 4 basic types of qualifying life events. (The following are examples, not a full list.)<\/p>\n<h4 style=\"padding-top: 25px;\">Loss of health coverage<\/h4>\n<ul>\n<li>Losing existing health coverage, including job-based, individual, and student plans<\/li>\n<li>Losing eligibility for Medicare, Medicaid, or CHIP<\/li>\n<li>Turning 26 and losing coverage through a parent\u2019s plan<\/li>\n<\/ul>\n<h4>Changes in household<\/h4>\n<ul>\n<li>Getting married or divorced<\/li>\n<li>Having a baby or adopting a child<\/li>\n<li>Death in the family<\/li>\n<\/ul>\n<h4>Changes in residence<\/h4>\n<ul>\n<li>Moving to a different ZIP code or county<\/li>\n<li>A student moving to or from the place they attend school<\/li>\n<li>A seasonal worker moving to or from the place they both live and work<\/li>\n<li>Moving to or from a shelter or other transitional housing<\/li>\n<\/ul>\n<h4>Other qualifying events<\/h4>\n<ul>\n<li>Changes in your income that affect the coverage you qualify for<\/li>\n<li>Gaining membership in a federally recognized tribe or status as an Alaska Native Claims Settlement Act (ANCSA) Corporation shareholder<\/li>\n<li>Becoming a U.S. citizen<\/li>\n<li>Leaving incarceration (jail or prison)<\/li>\n<li>AmeriCorps members starting or ending their service<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; admin_label=&#8221;Section&#8221; module_id=&#8221;overview&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;0px||0px||false|false&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Benefit Coverages Explained&#8221; admin_label=&#8221;Benefits Overview&#8221; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h1&#8243; body_font_size=&#8221;1.25em&#8221; body_line_height=&#8221;1.75em&#8221; global_colors_info=&#8221;{}&#8221;]Explore the different components of your benefits package, summarized below. For more detailed information, refer to the complete <a href=\"#enroll\">Benefits Guide<\/a>\u00a0or check out the individual <a href=\"#docs\">plan documents<\/a>.<br \/>\n[\/et_pb_blurb][bck_list_group item_per_row=&#8221;3&#8243; item_per_row_tablet=&#8221;2&#8243; item_per_row_phone=&#8221;1&#8243; item_per_row_last_edited=&#8221;on|phone&#8221; module_class=&#8221;kmod-bengrp&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_font_size=&#8221;1.15rem&#8221; global_colors_info=&#8221;{}&#8221;][bck_list_group_child title=&#8221;Medical&#8221; description=&#8221;We value the health and wellbeing of you and your family. That\u2019s why we offer comprehensive medical coverage providing all the benefits and resources needed to support your health year-round.&#8221; icon=&#8221;&#xe05c;||fa||900&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/bck_list_group_child][bck_list_group_child title=&#8221;Virtual Care&#8221; description=&#8221;Receive the care you need, wherever you are. Whether you\u2019re on the go, at home, or in the office, virtual care brings medical services to you. It&#8217;s a convenient and cost-effective alternative to traditional care ensuring you get timely treatment, no matter where you are.&#8221; icon=&#8221;&#xe00b;||divi||400&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/bck_list_group_child][bck_list_group_child title=&#8221;Health Savings Account (HSA)&#8221; description=&#8221;When you enroll in the high-deductible health plan and meet the eligibility requirements, you can open a health savings account (HSA) to help pay for current out-of-pocket health care costs or save for future expenses\u2014even into retirement.&#8221; icon=&#8221;&#xe0d8;||divi||400&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/bck_list_group_child][bck_list_group_child title=&#8221;Dental&#8221; description=&#8221;The dental plan covers preventive care along with additional benefits and services essential for maintaining good oral health.&#8221; icon=&#8221;&#xf5c9;||fa||900&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/bck_list_group_child][bck_list_group_child title=&#8221;Vision&#8221; description=&#8221;Regular eye exams allow your doctor to detect a variety of medical conditions early and help prevent them from becoming major issues.&#8221; icon=&#8221;&#xf530;||fa||900&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/bck_list_group_child][bck_list_group_child title=&#8221;Flexible Spending Accounts (FSAs)&#8221; description=&#8221;Flexible spending accounts (FSAs) let you set aside pre-tax funds for health care and dependent care expenses. These contributions aren&#8217;t subject to federal, state, or payroll tax withholding, so you can keep more of your paycheck.&#8221; icon=&#8221;&#xf09d;||fa||400&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/bck_list_group_child][bck_list_group_child title=&#8221;Employee Support Programs&#8221; description=&#8221;Assistance is always available for you. The employee assistance program (EAP) services are provided AT NO COST to you and your household. Your EAP is a free, strictly confidential service that includes 24\/7 virtual counseling.&#8221; icon=&#8221;&#xf590;||fa||900&#8243; _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/bck_list_group_child][bck_list_group_child title=&#8221;Retirement&#8221; description=&#8221;Saving for your future is a vital part of your financial planning. By participating in the 401(k) retirement plan, you can build a strong financial foundation for your retirement income, which makes it easy for you to save money on a tax-deferred basis.&#8221; icon=&#8221;&#xf4d3;||fa||900&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/bck_list_group_child][bck_list_group_child title=&#8221;Life and AD&#038;D&#8221; description=&#8221;Life insurance provides a payout to your beneficiaries if you pass away, no matter the cause. Accidental death and dismemberment (AD&#038;D) insurance gives a benefit if you die in an accident or suffer a serious injury.&#8221; icon=&#8221;&#xf500;||fa||900&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/bck_list_group_child][bck_list_group_child title=&#8221;Disability&#8221; description=&#8221;An unexpected injury or illness can create a financial burden. Disability insurance replaces a portion of your income when you are unable to work.&#8221; icon=&#8221;&#xf7f7;||fa||900&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/bck_list_group_child][bck_list_group_child title=&#8221;Supplemental Life and AD&#038;D&#8221; description=&#8221;Depending on your personal situation, basic life and AD&#038;D insurance might not be enough for your needs. To protect those who depend on you for financial security, you have the option to purchase supplemental coverage.&#8221; icon=&#8221;&#xe028;||divi||400&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/bck_list_group_child][bck_list_group_child title=&#8221;Accident&#8221; description=&#8221;Accident insurance helps protect you from the financial burden of accident-related costs. It provides extra financial resources to cover expenses from an injury, support ongoing living costs, or use however you need.&#8221; icon=&#8221;&#xf193;||fa||900&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/bck_list_group_child][bck_list_group_child title=&#8221;Hospital Indemnity&#8221; description=&#8221;Hospital indemnity insurance provides a lump-sum benefit if you&#8217;re hospitalized to help cover unexpected costs. It includes benefits for hospital stays, critical care, and admissions giving you financial support when you need it most.&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;]||divi||400&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/bck_list_group_child][bck_list_group_child title=&#8221;Critical Illness&#8221; description=&#8221;Critical illness insurance provides a lump-sum benefit upon the diagnosis of a covered severe illness, often one that makes working impossible. This coverage helps ease the financial strain such illnesses can place on individuals and families, allowing you to pay your mortgage, seek experimental treatments, or handle unexpected medical expenses.&#8221; icon=&#8221;&#xf481;||fa||900&#8243; _builder_version=&#8221;4.25.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/bck_list_group_child][bck_list_group_child title=&#8221;Pet Insurance&#8221; description=&#8221;Let\u2019s not forget about our furry friends! Pet insurance helps cover the cost of your pet\u2019s care including preventive care, accidents, illnesses, X-rays, office visits, medications, surgeries, and hospital stays. Cost for coverage may depend on your pet\u2019s age, breed, and elected plan.&#8221; icon=&#8221;&#xf6d3;||fa||900&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/bck_list_group_child][\/bck_list_group][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>2026 Employee Benefits Benefit Plans Effective January 1\u2013December 31, 2026Southwest Human Development is an agency founded in caring. We recognize that what makes us thrive is our team. That&#8217;s why we&#8217;ve put together a benefits package that values your and your family&#8217;s total health. We have handpicked benefits we believe will strengthen your physical, emotional, [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":63,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-249","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/benehubs.com\/swhd\/wp-json\/wp\/v2\/pages\/249","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/benehubs.com\/swhd\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/benehubs.com\/swhd\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/benehubs.com\/swhd\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/benehubs.com\/swhd\/wp-json\/wp\/v2\/comments?post=249"}],"version-history":[{"count":0,"href":"https:\/\/benehubs.com\/swhd\/wp-json\/wp\/v2\/pages\/249\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/benehubs.com\/swhd\/wp-json\/wp\/v2\/media\/63"}],"wp:attachment":[{"href":"https:\/\/benehubs.com\/swhd\/wp-json\/wp\/v2\/media?parent=249"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}